Tuning Your Social Security Benefit When should you take your Social Security benefit? Share | Related Content 18 Years Worth of Days The average retirement lasts for 18 years. Are you prepared to fill that many days? IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. Investment Strategies for Retirement Investment tools and strategies that can enable you to pursue your retirement goals.